Gaya APA

Damayanti, D, F. (2026). Intellectual Capital and Bank Productivity: The Moderating Role of Risk Management in Indonesia and Malaysia . Purwokerto: Akuntansi FEB UMP.

Gaya MLA

Damayanti, Desi, Fitria. "Intellectual Capital and Bank Productivity: The Moderating Role of Risk Management in Indonesia and Malaysia". Purwokerto: Akuntansi FEB UMP, 2026. Text.